Bank Theory, Operations and Management
| Code | School | Level | Credits | Semesters |
| BUSI4423 | Business | 4 | 20 | Autumn UK |
- Code
- BUSI4423
- School
- Business
- Level
- 4
- Credits
- 20
- Semesters
- Autumn UK
Summary
An examination of the theories of the retail bank; an overview of the sector; central banking; bank capital; analysis of the balance sheet and income statement of banks; bank data and performance analysis using FRA; managing liquidity and liabilities; asset management and the lending decision; managing the investment function; the use of loan sales and securitisation.
Target Students
Only available for MSc Banking & Finance students and MSc Exchange students.
Classes
- One 1-hour seminar each week for 4 weeks
- One 1-hour lecture each week for 10 weeks
- One 1-hour-30-minute lecture each week for 10 weeks
- One 2-hour laboratory each week for 2 weeks
90 minutes Asynchronous lectures (pre-recorded videos), and 1 hour per week of face to face lecture engagement sessions. Lectures 25 hours; Labs 4 hours; Seminars 4 hours; Independent Learning 82 hours; Assessment 76 hours
Assessment
- 50% Coursework: One individual coursework of 1,500 words
- 50% Take home exam (24-hour): One take home exam. Reassessment of this module will be 100% coursework.
Assessed by end of autumn semester
Educational Aims
On successful completion of this module, the student should be able to:• Critically examine bank operations• Critically examine the role of banks within an economy• Understand and comment on the role of a central bank• Understand and critically comment on bank balance sheets and income statements• Utilise bank data software and show an understanding of bank performance analysis using FRA• Critically explain the role of capital in a retail bank• Analyse how banks manage their assets and lending decisions• Examine and interpret liability and liquidity management issues• Explain how retail banks invest to make profit and manage their assetsLearning Outcomes
Knowledge and Understanding
• Finance - the sources, uses and management of finance
• The use of accounting and other information systems for managerial applications
• The management of operations
Intellectual Skills
• Being able to think critically and be creative: manage the creative processes in self and others; organise thoughts, analyse, synthesise and critically appraise. This includes the capability to identify assumptions, evaluate statements in terms of evidence, detect false logic or reasoning, identify implicit value, define terms adequately and generalise appropriately.
• Being able to solve complex problems and make decisions: establish criteria, using appropriate decision-making techniques including identifying, formulating and solving business problems; and the ability to create, identify and evaluate options; the ability to implement and review decisions
• Using information and knowledge effectively in order to abstract meaning from information and to share knowledge, including the use of quantitative skills
Professional Practical Skills
• The ability to conduct research and enquiry into business and management issues either individually or as part of a team through research design, the collection and analysis of qualitative data, synthesis and reporting.
• Effective performance within team environments and the ability to recognise and utilise individuals' contributions in group processes and to negotiate and persuade or influence others; team selection, delegation, development and management. Leadership and performance management: selecting appropriate leadership style for different situations; setting objectives, motivating, monitoring performance, coaching and mentoring.
Transferable (Key) Skills
• Effective communication: networking, listening, oral and written communication of complex ideas and arguments, using a range of media, including the preparation of business reports.
• High personal effectiveness: critical self-awareness, self-reflection and self-management; time management; conflict resolution, displaying commercial acumen, the ability to continue to learn through reflection on practice and experience.
• Soft skills: understanding the needs of others and empathy towards them; sensitivity to diversity in people and in different situations.